Abolish Arizona Medical Debt

The Problem

In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. Over 60% of bankruptcies in America have medical debt as a root cause.

The situation is especially dire in Arizona. A 2011 study found that in Arizona, people with medical debt delay or forego healthcare, leading to a cycle of worse health and mounting medical debt.

A trip to historic Tombstone illustrates Arizona’s recent history as the last territory of the American frontier. Arizonans still demonstrate the spirit of independence and ambition required to build ancient culture and contemporary lifestyles in the scenic Sonoran Desert and around the Grand Canyon. That’s why the medical debt crisis is especially tragic in Arizona.

Hundreds of thousands of Arizonans are shackled by medical debt. It restricts their freedom with garnished wages and poor credit. A low credit score can deny someone a loan, an apartment, or even a job. The financial effects of one trip to the hospital can hold someone back their entire life. 

How You Can Help

RIP Medical Debt uses your donations to purchase bundled medical debt portfolios from hospitals and on the secondary debt market, and then forgives that debt at pennies on the dollar. 

On average, $1 is leveraged to abolish $100 in medical debt, and every donation through this page will be spent directly on abolishing medical debt in Arizona.

When debt relief recipients open the yellow envelope from RIP, they are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty. A recent beneficiary wrote to us, saying:

“I read my letter over a few times to make sure it was the real thing. Receiving this debt relief renewed my faith that I can get back on track. It jump-started it – that we can do this – I can get back in the game! It’s unheard of what RIP does, and it’s a game changer in the medical world. It’s a game changer for me.” 

— Reagan, RIP Medical Debt Recipient of Debt Relief

Every dollar you contribute is a $100 investment in Arizonan towns and cities. Money will stay in the community instead of being taken by out-of-state debt collectors. On average, $22.04 can abolish the medical debt of an entire family in Arizona, allowing them to invest in a home, schooling, or retirement.

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