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Dana Heiter
Campaign Created ByDana Heiter

As a nursing student and healthcare worker, I strongly believe medical debt should not exist. In the United States, it is estimated that over 100 million citizens have some form of medical debt. Medical debt is the leading cause of bankruptcy, responsible for over 60% as the direct cause. No one should have to fear that seeking medical care will leave them in financial ruin. My goal is to raise $10,000 to cancel $1,000,000 worth of medical debt by the time I graduate nursing school. I care deeply about the work I do currently as a CNA and will do in the future as an RN, but knowing that the care I help to provide is the cause of life-altering financial burden for many of my patients is something I struggle to accept. I hope for a future in which the US healthcare system is no longer run in a for-profit model, but for now I want to help provide relief to those who have been failed by our current system.

Campaign Support Recipients
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raised of $10,000 goal
Donate by Check
  • Recent Donations
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    Anonymous just donated $26.80

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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