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Campaign Created ByJubilee Baptist Church


Jubilee Baptist Church is named for a concept in the Bible called the year of Jubilee, where God mandates that every 50 years, creditors have to cancel any debts owed to them, no questions asked. Over the years, our community has experimented with different ways of paying off each other’s debts because we believe that doing so is a sign we can offer one another of grace and love. 

We want to see all kinds of debts canceled, but we find medical debt especially heartbreaking, as it harms people in their most vulnerable times of need. That’s why we’re excited to work with RIP Medical Debt and our broader community to cancel as much debt as we can together. Just imagine how much of a relief it would be to get a letter saying “Your debt has been canceled. Don’t worry about that, just focus on healing.” Together, we can give dozens of people the relief and joy of knowing they’re free from debt because there are so many people out there who care about them. 

Campaign Support Recipients
Durham County , North Carolina
Orange County, North Carolina
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$1,749.30
raised of $45,000 goal
3%
Fundraise
Donate by Check
  • Recent Donations
  • Donor Avatar
    Kelley M. just donated $106
  • Donor Avatar
    Rachel R. just donated $53.20
  • Donor Avatar
    Hayley S. just donated $26.80
  • Donor Avatar
    Rebecca & Ryan N. just donated $53.20
  • Donor Avatar
    Shelley C. just donated $58.50
  • Donor Avatar
    Anonymous just donated $26.80
  • Donor Avatar
    Ryan L M. just donated $1,000
  • Donor Avatar
    Frank C. just donated $106

Fundraise for This Campaign

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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