$5,965.20
raised of $5,000 goal
119%
Donate by Check
Campaign Created ByCargill United Methodist Church

Cargill United Methodist Church Campaign to Forgive Medical Debt

With your help, RIP Medical Debt can acquire and eliminate medical debt in Wisconsin and the Upper Midwest. Every $1 donated will abolish $100 of medical debt in the region and every donation through this page will be spent directly on forgiving medical debt RIP Medical Debt has access to in Wisconsin and the Upper Midwest!

The Problem
In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause.

How it works

  • You make a donation. We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
  • RIP buys medical debt at a steep discount. We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
  • Together we wipe out medical debt. Recipients have no tax consequences or penalties to consider. Just like that, they’re free of medical debt!

This campaign will be most successful if it reaches lots of people. Please share this page on your social networks!

For those who are not on social networks, you can donate by sending a check with Forgive Us Our Debt on the memo line to:

RIP Medical Debt

28-07 Jackson Ave 5th Fl

Long Island City, NY 11101  

If you want to learn more about Cargill United Methodist Church, please visit www.cargillumc.org

Campaign Support Recipients
Wisconsin
Upper Midwest
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$5,965.20
raised of $5,000 goal
119%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Dianne E. just donated $300
  • Donor Avatar
    Jodie N. just donated $100
  • Donor Avatar
    Anonymous just donated $500
  • Donor Avatar
    Krystal B. just donated $53.20
  • Donor Avatar
    Anonymous just donated $1,000
  • Donor Avatar
    Anonymous just donated $79.60
  • Donor Avatar
    Anonymous just donated $280
  • Donor Avatar
    Anonymous just donated $500

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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Ready to Launch Your Own Debt Relief Campaign?