Help Erase Medical Debt in the Lake Tahoe Area

Every $100 raised relieves $10,000 in medical debt

raised of $10,000 goal
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Campaign Created ByAmanda Kendall - eXp Realty - Lake Tahoe

How about increasing the impact of your tax-deductible contribution by a factor of 100! That’s correct, when you donate to RIP Medical Debt, $100 can alleviate $10,000 in medical debt, making a tremendous difference! 

We’ve joined forces with RIP Medical Debt to specifically address medical debt in Placer and El Dorado Counties, with additional funding allocated to debt relief in the surrounding area (see below for a full list of where this campaign is targeting). 

There’s currently a total of $3.6M in medical debt in these counties, and your contributions could go a long way toward wiping out this debt burden. 

Perhaps you might want to allocate your yearly tax-deductible contribution to support this valuable program? Alternatively, you could consider diverting a portion of your Christmas budget for a donation and inform your loved ones about how contributing on their behalf will make a significant impact on people’s lives during this holiday season. 

Medical debt is the most frequently encountered collection account found on consumer credit reports with many individuals having accrued medical debt related to the pandemic. This compels some individuals to forgo necessary medical treatment, leading to physical and mental health issues, as well as unfavorable financial repercussions such as lawsuits, wage garnishment, bank account seizures, property liens, and bankruptcy. Given the extensive impact of COVID-19, addressing medical debt has become an urgent priority. 

The presence of medical debt on a person’s credit report can also affect their capacity to purchase or lease a residence, increase the cost of purchasing a car or obtaining insurance, and create obstacles in securing employment.  

Your donation could make an incredible difference to a lot of people. RIP Medical Debt purchases medical debt in bulk so our goal of raising a minimum of $10k will abolish at least $1 million in medical debt. Thank you for joining us and making a difference!

Campaign Support Recipients
Placer County , California
El Dorado County, California
Alpine County, California
Amador County, California
Sacramento County, California
Nevada County, California
Sutter County, California
Yuba County , California
Calaveras County , California
Merced County , California
Madera County, California
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raised of $10,000 goal
Donate by Check
  • Recent Donations
  • Donor Avatar
    Susan J. just donated $59
  • Donor Avatar
    Anonymous just donated $106
  • Donor Avatar
    Anonymous just donated $106
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    Amanda K. just donated $106

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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Ready to Launch Your Own Debt Relief Campaign?