Lord of Life Lutheran
2023 Medical Debt Forgiveness Campaign
To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
Lord of Life Lutheran Church — 47623
This will be Lord of Life’s 5th giving year of forgiving medical debt for families facing financial hardship. Over the last 4 years, you’ve given $245,000, which has forgiven $34 million for 34,730 families!
This year, our goal is to forgive $10 million of medical debt for people in Minnesota by raising $89,000.
Through our partner, RIP Medical Debt, an 501c3 Non-Profit, your gifts are used to purchase discounted hospital debt at an average of $1 for $100 of debt. Families facing financial hardship are identified and notified that their debt has been forgiven, tax-free. This often restores their credit and ability to buy basic necessities.
Your donation makes a real impact in people’s lives.
“I don’t have a credit card and I’ve never taken out loans. As a single parent, I’ve done everything I can to stay away from debt. But that day, I had to go to the hospital. I remember walking with my friend to the bus stop, when I suddenly felt dizzy. An ambulance came and took me in for examination. I thought I had insurance at the time, but the hospital told me I didn’t. Hopefully with this relief my credit score will go up and we can finally get our own place. Thank you!”
—Rochelle
“Thank you for settling my [medical] debt. It brought tears to my eyes knowing there are still people out there who care and pay it forward to help others in need. I feel very blessed and humbled.”
—Raymond
“Thank you so very much for helping me out truly. I’ve been battling cancer for years now and this has been such a true blessing. I thank you tremendously.”
—Jennifer
Campaign Support Recipients
- Recent Donations
- Ron And Nancy W. just donated $318
- Anonymous just donated $212
- Anonymous just donated $529
- Anonymous just donated $265
- Anonymous just donated $212
- Anonymous just donated $212
- Tom G. just donated $318
- Lord of Life just donated $53.20
To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
Lord of Life Lutheran Church — 47623
- Recent Donations
- Ron And Nancy W. just donated $318
- Anonymous just donated $212
- Anonymous just donated $529
- Anonymous just donated $265
- Anonymous just donated $212
- Anonymous just donated $212
- Tom G. just donated $318
- Lord of Life just donated $53.20
New research on the impacts of medical debt
A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.
Key Findings
Patients are making tradeoffs that affect their daily lives.
- Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
- 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
- Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
- Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.
Fundraise for This Campaign
Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.
How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
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You make a donation
We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
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RIP buys medical debt at a steep discount
We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
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Together we wipe out medical debt
People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
Frequent Questions
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