Help us abolish Medical Debt. Your contribution will help many people.

$820
raised of $1,000 goal
82%
Avatar
Medafford
Fundraiser ByMedafford

Our goal is to make sure no person has to fear if their health is determined by whether or not they pay a medical bill. No matter how small or big you donate, your contribution will help abolish medical debt. We would greatly appreciate your donation! -Medafford and RIP Medical Debt Team

Campaign Support Recipients
Nationwide

This fundraiser supports a campaign: Students in Action.

Campaign Details

Medical costs have doubled in the past forty years, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause. Take the first step towards addressing this mounting crisis by joining The Students in Action Campaign! The Students in Action Campaign aims to bring together students from across the country to tackle one of America’s longest-standing social issues. Fun fact: Did you know that since 2018, students have raised over $80,000 and abolished over […]

Avatar
Campaign Created ByRIP Medical Debt Students in Action Program
Learn More
  • Recent Donations
  • Donor Avatar
    Noman just donated $10.90
  • Donor Avatar
    Grace/Mia R. just donated $58.50
  • Donor Avatar
    Racquets Realtor just donated $42.60
  • Donor Avatar
    Antonio F. just donated $50
  • Donor Avatar
    Ryan M. just donated $26.80
  • Donor Avatar
    Aaron S. just donated $26.80
  • Donor Avatar
    Noah Movsowitz just donated $26.80
  • Donor Avatar
    Leon C. just donated $26.80
$820
raised of $1,000 goal
82%
  • Recent Donations
  • Donor Avatar
    Noman just donated $10.90
  • Donor Avatar
    Grace/Mia R. just donated $58.50
  • Donor Avatar
    Racquets Realtor just donated $42.60
  • Donor Avatar
    Antonio F. just donated $50
  • Donor Avatar
    Ryan M. just donated $26.80
  • Donor Avatar
    Aaron S. just donated $26.80
  • Donor Avatar
    Noah Movsowitz just donated $26.80
  • Donor Avatar
    Leon C. just donated $26.80

Join This Fundraiser

Give this fundraiser a boost towards success by helping to raise money targeted directly at those in need.

Join Team Now
1 Active Member

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Play Video

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
Download
Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

Ready to Launch Your Own Debt Relief Campaign?

Start Now