Help Erase the Burden of Medical Debt for Millions with RIP Medical Debt

We Purchase Medical Debt From Collection Agencies and Then Write It Off!

$444
raised of $10,000 goal
4%
Sayf Zafar
SZ
Fundraiser BySayf Zafar

Thank you for supporting the RIP Medical Debt fundraising campaign. Your donation is going to make a real difference in the lives of those who are struggling with medical debt across the United States. Your contribution, no matter how big or small, is going to help provide relief and hope to families and individuals who are burdened with medical debt. It is heartening to see so many people coming together to support a cause that is so important and has such a significant impact on people’s lives.
I want to assure you that every donation made to the RIP Medical Debt campaign is going to be used to help purchase medical debt from debt collectors and forgive it outright. Your donation is going to help families and individuals move forward without the financial burden of debt holding them back. Once again, thank you for your generosity and support towards this important cause. Together, we can make a real difference in the lives of those who need it the most.
-Sayf Zafar

Campaign Support Recipients
Nationwide

This fundraiser supports a campaign: Students in Action.

Campaign Details

Medical costs have doubled in the past forty years, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause. Take the first step towards addressing this mounting crisis by joining The Students in Action Campaign! The Students in Action Campaign aims to bring together students from across the country to tackle one of America’s longest-standing social issues. Fun fact: Did you know that since 2018, students have raised over $80,000 and abolished over […]

Avatar
Campaign Created ByRIP Medical Debt Students in Action Program
Learn More
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $5
  • Donor Avatar
    Renee T. just donated $106
  • Donor Avatar
    Anonymous just donated $100
  • Donor Avatar
    Jabbar Z. just donated $106
  • Donor Avatar
    Anonymous just donated $26.80
  • Donor Avatar
    Anonymous just donated $100
$444
raised of $10,000 goal
4%
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $5
  • Donor Avatar
    Renee T. just donated $106
  • Donor Avatar
    Anonymous just donated $100
  • Donor Avatar
    Jabbar Z. just donated $106
  • Donor Avatar
    Anonymous just donated $26.80
  • Donor Avatar
    Anonymous just donated $100

Join This Fundraiser

Give this fundraiser a boost towards success by helping to raise money targeted directly at those in need.

Join Team Now

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Play Video

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
Download
Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

Ready to Launch Your Own Debt Relief Campaign?

Start Now