We Purchase Medical Debt From Collection Agencies and Then Write It Off!
Thank you for supporting the Undue Medical Debt fundraising campaign. Your donation is going to make a real difference in the lives of those who are struggling with medical debt across the United States. Your contribution, no matter how big or small, is going to help provide relief and hope to families and individuals who are burdened with medical debt. It is heartening to see so many people coming together to support a cause that is so important and has such a significant impact on people’s lives.
I want to assure you that every donation made to the Undue Medical Debt campaign is going to be used to help purchase medical debt from debt collectors and forgive it outright. Your donation is going to help families and individuals move forward without the financial burden of debt holding them back. Once again, thank you for your generosity and support towards this important cause. Together, we can make a real difference in the lives of those who need it the most.
-Sayf Zafar
We have a new name — RIP Medical Debt is now Undue Medical Debt.
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Nationwide
Help Erase the Burden of Medical Debt for Millions with Undue Medical Debt
Fundraiser Created By
Sayf Zafar
How would you like to donate?
To donate to this fundraiser by mail, please send a check:
Payable To:
Undue Medical Debt
Address:
Undue Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
Sayf Zafar — 61722
Campaign Info
Campaign Support Recipients
Nationwide
This fundraiser is supporting a campaign: Students in Action.
Campaign Details
Medical costs have doubled in the past forty years, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause. Take the first step towards addressing this mounting crisis by joining The Students in […]
Campaign Created By
Undue Medical Debt Students in Action Program
How Undue Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
- You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
- Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
- Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
Frequently Asked Questions
Is my donation tax deductible?
Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.
Who qualifies for debt relief?
When we purchase a portfolio of medical debt, we abolish debt for individuals who:
- Earn 4x or below the federal poverty level
- Have medical debt that is 5 percent or more of their annual income.
We only buy debt that meets at least one of these criteria.
We never collect on debt we purchase, only relieve it.
Do recipients of debt relief have any adverse consequences?
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.
Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
Can donors see whose debt is relieved by their donation?
Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.
Can I apply for debt relief?
Undue Medical Debt cannot relieve debt by individual request.
While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.
About Undue
Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.
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