Cannabis Community Comes Together to Abolish Medical Debt

Every dollar you donate forgives $100 in Medical Debt in California

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Campaign Created ByPacific Stone

Pacific Stone and participating retailers across California are committed to abolishing medical debt to help those in need and alleviate the stress that piling medical debt can contribute to. RIP buys medical debt for an average of $.01 on the dollar and abolishes it, this means your donation is multiplied 100x in its power to help those in need! Every Pacific Stone purchase will help contribute to medical debt relief.

Pacific Stone’s goal is to raise $30,000 over the course of 2023 to abolish $3 million of burdensome medical debt for Californians in need. 

Learn more about our goal here.

About Pacific Stone

Pacific Stone was founded in 2015 as a labor of love by friends and family from the 805 who were passionate about growing clean, consistent and affordable cannabis for California. They are cannabis cultivators and sixth-generation Dutch greenhouse growers who built the coastal indoor greenhouses they cultivate in. They only sell what their team grows, cures and packs to bring you farm-direct cannabis at the best price, year-round: Single Source. Family owned and operated. Indoor-greenhouse cannabis. California’s best-selling flower.

Learn more: https://pacificstonebrand.com/.

pacific stone logo- golden text with black background

$630

Participating Retailers:

$2,000

$300

$1,125

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California
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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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