CRUSH PHILLY MEDICAL DEBT

Every dollar you donate forgives $100 in medical debt!

$3,803.20
raised of $10,000 goal
38%
Donate by Check
Campaign Created ByClaire Hirschberg and Lou Garner

When someone or their child or loved one is sick, injured, disabled, or chronically ill, the last thing they should have to worry about is affording medical care; however we live in a horrible sick society where that is exactly what happens! The exorbitant medical costs of our healthcare system cause a serious financial problem for 26% of American adults each year, so much so that medical debt is the #1 cause of consumer bankruptcy in the country.

But in our lives we have friends and community who come together to support each other in so many ways. And while of course we can keep organizing for a better world, right now, we can also help cancel medical debt for members of our Philadelphia community. And not only that, we can then throw a wild party where we ceremoniously BURN IT at the Walmart pier (or maybe somewhere else. Don’t hold us to the location yet).   

Here’s how it works: RIP Medical Debt purchases debt in bulk from secondary markets where it averages $1 for $100 of debt. When we raise $10,000 we will be able to cancel potentially a MILLION DOLLARS of medical debt.

SO now is the time where we get to work; We have faith that our weird and wonderful group of friends can raise 10k in order to cancel some debt and throw a wild party. So let’s do it! 

Campaign Support Recipients
Philadelphia County, Pennsylvania
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$3,803.20
raised of $10,000 goal
38%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $106
  • Donor Avatar
    Abigail G. just donated $69
  • Donor Avatar
    Mary G. just donated $53.20
  • Donor Avatar
    Lynne B. just donated $529
  • Donor Avatar
    Anonymous just donated $100
  • Donor Avatar
    Kelly H. just donated $106
  • Donor Avatar
    Anonymous just donated $10.90
  • Donor Avatar
    Lou G. just donated $58.50

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

1 Active Fundraiser

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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