South Florida Debt Relief Campaign

$32,510.20
raised of $30,000 goal
108%
Donate by Check
Avatar
Campaign Created ByStephanie Garrett

What has become apparent since the COVID Pandemic is that one of the impactful ways of lessening financial hardship on American families is to relieve their medical debt burdens. RIP Medical Debt was founded in 2014 by Craig Antico and Jerry Ashton, two former debt collection executives. The organization combines compassion and expertise to empower donors to forgive billions in oppressive medical debt at pennies on the dollar. They use sophisticated data analytics to pinpoint the bundled medical debt portfolios most in need of relief. Mainly focusing on households that are below four times the federal poverty level or going through hardship, RIP purchases unpaid or unpayable debt at reduced rates. For every $1 donated, RIP abolishes an average of $100 in medical debt. The debt is then reported as resolved to credit bureaus so that damaged credit can be repaired, which in turn renews families’ access to opportunities and resources, and allows them to rebuild.

Over the past few years, I have witnessed close equestrian friends have debilitating accidents that severely changed their families’ financial circumstances. Lack of health coverage, or mediocre health coverage, has saddled them with medical debt. While my friends have been fortunate to be surrounded by people who can help them, it has made me incredibly aware of those who don’t have that safety net. It is for this reason that I am working to abolish South Florida’s medical debt and give these families a more promising future.

Campaign Support Recipients
Broward County, Florida
Palm Beach County, Florida
Monroe County, Florida
Indian River County, Florida
St. Lucie County, Florida
Martin County, Florida
  • Recent Donations
  • Donor Avatar
    Arriana B. just donated $529
  • Donor Avatar
    Anonymous just donated $212
  • Donor Avatar
    Maria M. just donated $250
  • Donor Avatar
    Caroline M. just donated $1,057
  • Donor Avatar
    Mark M. just donated $250
  • Donor Avatar
    Mitchell A. just donated $212
  • Donor Avatar
    Craig C. just donated $529
  • Donor Avatar
    Anonymous just donated $212
$32,510.20
raised of $30,000 goal
108%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Arriana B. just donated $529
  • Donor Avatar
    Anonymous just donated $212
  • Donor Avatar
    Maria M. just donated $250
  • Donor Avatar
    Caroline M. just donated $1,057
  • Donor Avatar
    Mark M. just donated $250
  • Donor Avatar
    Mitchell A. just donated $212
  • Donor Avatar
    Craig C. just donated $529
  • Donor Avatar
    Anonymous just donated $212

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

50% Raised
$10,000 Goal
Victor G. Villagra, MD, founder of Health & Technology Vector
1% Raised
$10,000 Goal
Rethinking Heroes
Help us fundraise!
22% Raised
$40,000 Goal
Midland Area Interfaith Friends
Mid-Michigan
Supporting: Michigan
11% Raised
$20,000 Goal
Sylvania Communities Of Faith
3% Raised
$10,000 Goal
First Lutheran Church of Moline, IL and St. Pius of Rock Island, IL
40 Days to Forgive Campaign
Supporting: Illinois

Ready to Launch Your Own Debt Relief Campaign?