Mincy Law, PLLC Debt Relief Campaign
Help Abolish Debt for Tennessee Families!

To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
Mincy Law, PLLC — 47606

With the holidays approaching, what better gift to give a fellow Tennessean than the gift of freedom from medical debt? 1 in 4 Tennesseans struggle with medical debt. Many are forced to choose between basic essentials like food and rent and paying for their medical care. We believe no one should have to choose between their well-being and financial stability. Our mission is to provide a helping hand to those drowning in medical debt, offering a beacon of hope for a healthier, debt-free future.
RIP Medical Debt is a compassionate nonprofit organization committed to eliminating medical debt and providing a lifeline for individuals and families facing financial hardship due to healthcare expenses.
Since 2014, RIP Medical Debt, a 501(c)(3) charitable organization based in Long Island City, NY, has used charitable donations to eliminate personal medical debt in all 50 states. During the summer of 2023, the value of medical debt abolished by RIP surpassed $10 billion.
Mincy Law, PLLC’s goal is to raise $10,000 to be able to purchase and forgive the medical debt of fellow Tennesseans. We will match the first $1,500 donated.
On average, every $1 raised is leveraged to abolish $100 in medical debt, and every donation through this page will be spent directly on abolishing medical debt in Tennessee. With our state being in the top ten states for the most medical debt, there is ample opportunity to make a difference. All donations are tax-deductible.
When debt relief recipients open the yellow envelope from RIP, they are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty.
Every donation made to our campaign is an investment in Tennessee towns and cities. The money stays in the state, instead of being taken by out-of-state debt collectors. Please join us in freeing your fellow Tennesseans from medical debt today!
Campaign Support Recipients
- Recent Donations
- Art R. just donated $278
- Jerry J. just donated $10.90
- Anonymous just donated $53.20
- Hiram C. just donated $26.80
- Mincy Law, PLLC just donated $1,258
- Katrina B. just donated $1,057
- Anonymous just donated $106
- Anonymous just donated $26.80
To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
Mincy Law, PLLC — 47606
- Recent Donations
- Art R. just donated $278
- Jerry J. just donated $10.90
- Anonymous just donated $53.20
- Hiram C. just donated $26.80
- Mincy Law, PLLC just donated $1,258
- Katrina B. just donated $1,057
- Anonymous just donated $106
- Anonymous just donated $26.80
New research on the impacts of medical debt
A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.
Key Findings
Patients are making tradeoffs that affect their daily lives.
- Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
- 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
- Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
- Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.
Fundraise for This Campaign
Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
-
You make a donation
We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
-
RIP buys medical debt at a steep discount
We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
-
Together we wipe out medical debt
People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
Frequent Questions
More Campaigns






Ready to Launch Your Own Debt Relief Campaign?