Medical Debt Forgiveness

Help us erase medical debts

$2,904
raised of $5,000 goal
58%
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Christ Lutheran Preston
Fundraiser ByChrist Lutheran Preston

Thank you for helping us erase the medical debt of people in our area and give them a chance to start over. God has blessed us to be a blessing to others, and your gift is blessing people by relieving the stress of medical debts. We are so grateful for your support and for the partnership of RIP medical debt that enables our dollars to be multiplied 100x. (Yes, for every dollar you give, $100 of medical debt is forgiven!) Peace.

Campaign Support Recipients
The Upper Midwest

This fundraiser supports a campaign: THEE Alliance Forgiving Medical Debt.

Campaign Details

REMINDER: IF YOU ARE DONATING AS A CONGREGATION, PLEASE USE YOUR CONGREGATION’S NAME RATHER THAN INDIVIDUAL NAME! Minnesota and Upper Midwest faith communities are coming together as THEE Alliance Forgiving Medical Debt to erase debt for financial hardship families. Leveraging our legendary generosity with RIP’s expertise, our goal is to forgive $100 million for 50,000 families over the next three years! Medical costs have doubled in the past forty years, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have […]

Campaign Created ByTHEE Alliance
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  • Recent Donations
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    Christ Lutheran Church, Preston just donated $2,550
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    Loretta P. just donated $102.77
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    Anonymous just donated $100
$2,904
raised of $5,000 goal
58%
  • Recent Donations
  • Donor Avatar
    Christ Lutheran Church, Preston just donated $2,550
  • Donor Avatar
    Loretta P. just donated $102.77
  • Donor Avatar
    Anonymous just donated $100

Join This Fundraiser

Give this fundraiser a boost towards success by helping to raise money targeted directly at those in need.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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