Help Abolish Medical Debt Today

We want to relieve crippling medical debt in the Triad Area of NC!

Over half the personal bankruptcies in the US are caused by medical debt.¹  An unexpected medical problem, a short stay in the ICU, an accident, can all result in massive medical bills – even after insurance or Medicare.  More than 20% of North Carolina residents have significant unpaid medical bills, making NC the #6 worst state in the nation for medical debt.²  For families that work paycheck to paycheck, a significant medical bill can send them into poverty.

Trinity Moravian Church, which for over a century has actively ministered to the needy of our area, has set out on a campaign to forgive what medical debt in the Triad that we can.  Our previous campaigns have relieved debt in Forsyth, Davidson, and Davie counties.  This campaign will purchase – and forgive – the available debt in Davie, Yadkin, Stokes, Surry, Rockingham, and Guilford counties.

Working with RIP Medical Debt, a highly-rated nonprofit that works to forgive medical debt, we hope to raise $10,000 to purchase — and forgive – over $1,200,000 of medical debt in these counties.   When medical debts go unpaid for a period of time, they are often sold off at a steep discount to collection agencies, which then have the right to continue collecting the entire debt.  It is at that stage that RIP Medical Debt is able to step in and buy the debt for literally a penny on the dollar.

Imagine a struggling family receiving a completely unexpected letter saying that their crippling medical debt has been forgiven.  We can bring that kind of grace to many families in our area through this campaign – a practical demonstration of the grace that God has given each of us!

The name of the campaign comes from Leviticus 25, which commanded that every fiftieth year (seven round of seven year periods) a special Day of Atonement would be held, all debts would be forgiven, and slaves freed.  We want to proclaim Jubilee for the people in Forsyth County who are enslaved by medical debt.

This first campaign will start on August 1, 2022 and extend through October 31.  On All Saints Day (November 1) we plan to announce the results of this campaign and the forgiveness of approximately half a million dollars in medical debt owed by residents of Forsyth County.  Any overage will be used to forgive debts in Davidson County, which will be the target of our next campaign.  Every dollar you donate will be used directly to purchase and forgive someone’s medical debt.

YOU can make a huge difference in someone’s life right now.  100% of your donation will go directly to purchase medical debt – and every dollar you donate will literally buy approximately $100 of debt.

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1. David U. Himmelstein, et al. “Medical Bankruptcy in the United States, 2007: Results of a National Study,” Page 741. Elsevier Inc, 2009.
2. Lending Tree report, June 27, 2022
   https://www.lendingtree.com/personal/medical-debt-survey/

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