Impact of Medical Debt
- People skip care to avoid incurring medical debt.
- The mental and emotional anguish caused by medical debt permeates all aspects of life.
- Medical debt creates financial hardship for both the insured and uninsured.
- Wage garnishment and collection litigation increase economic vulnerability.
Debt Relief
- Provides emotional relief.
- Repairs credit scores and improves economic security, allowing people to financially rebuild their lives.
- Alleviates the need for financial sacrifices, restoring other needs.
Debt Resources
Nobody should be burdened by unjust medical bills.
While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt by individual request. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.
Resource List
This list is not all-inclusive and may cover a variety of issues not directly related to your particular circumstance. Please take some time to review these resources to discover the most appropriate channel for you.
- The HealthWell Foundation
- The Leukemia and Lymphoma Society
- CancerCare Copay Assistance Foundation
- The Pan Foundation
- Aunt Bertha
- Needy Meds
- Alliance of Professional Health Advocates Directory
- Advocacy Directory
- Houston Health Advocacy
- Washington State Health Advocacy Association (WASHAA)
- Health Consumer Alliance — California
- Help Hope Live
RIP Medical Debt is not affiliated with any of these companies or programs and is not responsible for the outcome of your experience with any of them.
A Guide for Medical Bills
Any Illness can cause financial shocks. We have created a guide with tips for things you can do to reduce your risk of generating unpayable medical debt.
Quick Tips
- Don’t pay with your credit card unless you have the money available.
- Ask for financial assistance, even if your hospital stay was a year ago
- When you apply for financial assistance, let them know about other large bills you have. Even if your income is good, you may not be able to pay.
- If you don’t get financial assistance, ask for a payment plan.
- Do you struggle with negotiation? Get a friend to do the call with you.
- No one returning your call? Contact the hospital Patient Representative.
- Don’t stop taking medications or going to the doctor.