How are bundled portfolios of debt chosen?

We buy the debt of those who:

• Earn less than 4x the federal poverty level (varies by state, family size)
• Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only forgive it.

Learn more about how RIP works in this short video.

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