Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

• Earn less than 4x the federal poverty level (varies by state, family size).
• Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.