For my birthday I want to help wipe out medical debt!

$232.65
raised of $1,800 goal
12%
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Lauren Rock
LR
Campaign Created ByLauren Rock

As you know, I was diagnosed with Guillan-Barre Syndrome in July ’22. The emotional and physical toll of that diagnosis on me and my family was tremendous. The financial toll could have been as well. The initial treatment cost was over $250K before all the follow-up doctor visits, PT, assistive devices and meds I needed after hospital discharge.
I am very lucky that our insurance plan and personal resources mean that my diagnosis will not impact my family’s financial future. However, I am acutely aware that not everyone in the U.S. can say that.
For my birthday this year I have created this campaign to help abolish medical debt across the United States. All donations will go to RIP Medical Debt, which has a top rating from charity navigator so you can be assured that your donation will go directly to helping those in need. No amount is too small to make an impact. Thank you!

Campaign Support Recipients
Nationwide
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    Ruth K. just donated $26.80
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    Lauren R. just donated $180
$232.65
raised of $1,800 goal
12%
Fundraise
Donate by Check
  • Recent Donations
  • Donor Avatar
    Ruth K. just donated $26.80
  • Donor Avatar
    Diana M. just donated $25.85
  • Donor Avatar
    Lauren R. just donated $180

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

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1 Active Fundraiser
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Saint Stephen Lutheran Church

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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