Help Abolish Medical Debt Today

$12,473
raised of $15,000 goal
83%
Donate by Check
Campaign Created BySuzy Heinbockel

Welcome to the fundraising campaign for North Central Florida! We are a group of North Central Floridians on a mission to eliminate the burden of medical debt in the communities of Marion, Levy, Citrus, and Sumter counties.

We believe in the power of community and the positive impact we can make when we come together to address pressing issues. In North Central Florida, one such issue is the escalating problem of medical debt, affecting numerous individuals and families within our communities.

People with medical debt are often considered the working poor. Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill. Individuals may not be eligible for benefits like Medicaid, and they may have insurance, but a single trip to the emergency room can result in debt from high deductibles and copayments.

We understand that this issue is not just about numbers on a spreadsheet; it’s about the real people, families, and communities facing financial hardship due to medical expenses. We partnered with RIP Medical Debt to make a difference.

Here’s how it works:

When you make a donation, RIP Medical Debt utilizes advanced data analytics to identify households facing the most pressing financial struggles—those earning less than 4x the federal poverty level or with medical debts constituting 5% or more of their annual income.

RIP Medical Debt strategically acquires the medical debt in large bundles at a significant discount, often millions of dollars at a time. This means that for every dollar you donate, approximately 100 times that amount in medical debt is abolished.

They operate with efficiency to ensure that your generosity has a significant impact on the lives of those in need. Recipients experience the relief of being cleared of medical debt, and the process incurs no tax consequences or penalties.

Our goal for this campaign is to raise $15,000, and because every dollar contributed will result in the abolishment of $100 in medical debt, our $15,000 will abolish $1,500,000 in debt. You can make a meaningful difference in the lives of your neighbors, friends, and fellow community members by relieving the financial strain caused by medical expenses. Together, we can wipe out medical debt and build a healthier and more supportive North Central Florida.

Campaign Support Recipients
Marion County, Florida
Levy County, Florida
Sumter County, Florida
Citrus County, Florida
Florida
  • Recent Donations
  • Donor Avatar
    Margaret S. just donated $500
  • Donor Avatar
    Jonathan And Joanne O. just donated $500
  • Donor Avatar
    Kiefer Insurance just donated $1,000
  • Donor Avatar
    Gwynn P. just donated $106
  • Donor Avatar
    Robert S. just donated $106
  • Donor Avatar
    Mary Beth N. just donated $128
  • Donor Avatar
    Susan P. just donated $106
  • Donor Avatar
    Daniel A. just donated $6,000
$12,473
raised of $15,000 goal
83%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Margaret S. just donated $500
  • Donor Avatar
    Jonathan And Joanne O. just donated $500
  • Donor Avatar
    Kiefer Insurance just donated $1,000
  • Donor Avatar
    Gwynn P. just donated $106
  • Donor Avatar
    Robert S. just donated $106
  • Donor Avatar
    Mary Beth N. just donated $128
  • Donor Avatar
    Susan P. just donated $106
  • Donor Avatar
    Daniel A. just donated $6,000

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

25% Raised
$100,000 Goal
Ordinary Angels Movie
131% Raised
$10,000 Goal
Acton UMC
Indy Medical Debt Relief
Supporting: Marion County, IN
66% Raised
$1,000,000 Goal
THEE Alliance
THEE Alliance Forgiving Medical Debt
Supporting: The Upper Midwest
32% Raised
$10,000 Goal
17% Raised
$10,000 Goal
0% Raised
$100,000 Goal
DuPage Health Coalition
DuPage County
Supporting: DuPage County, Illinois

Ready to Launch Your Own Debt Relief Campaign?