Medical Debt Relief Campaign — Undue Medical Debt

We have a new name — RIP Medical Debt is now Undue Medical Debt.

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Texas

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Preston Hollow Presbyterian Church of Dallas, TX

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$16,640

raised of $15,000 goal

110%

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As Preston Hollow Presbyterian Church of Dallas, TX, embarked on our Lenten journey, we were not just exploring the theme of forgiveness; we’re set a goal of transforming it into a tangible force for good that can truly change lives.

Right here in our community, countless individuals are weighed down by the crushing burden of medical debt, struggling under its weight. Every day, 1 in 2 Americans face the gut-wrenching choice between paying medical bills and covering basic needs. Shockingly, nearly 50% of U.S. adults have delayed or skipped medical care due to its exorbitant cost, and 50% would be unable to afford an unexpected $500 bill. To compound matters, 2/3 of bankruptcies cite medical debt as a leading cause.

But we have the power to offer real relief. And here’s the incredible part: for every dollar you donate, $100 of medical debt is wiped away! Just imagine the profound impact even a small contribution can make. With just a little, we can do so much, lifting the weight of medical debt and granting someone a fresh start and renewed hope.

If you feel called to join us in this vital mission, the process couldn’t be simpler: make a donation or share our campaign page. Remember, it’s not about the dollar amount; as we’ve emphasized, even a little goes a long way.

Throughout the past 6 Sundays of Lent, we collected contributions for Medical Debt Forgiveness. Every contribution, no matter the size, was invaluable in launching this online campaign. Now, we are excited to announce the opening of the challenge for a second 40-day phase. But the growth and success of this initiative depends on you. Spread the word, share this page with others, and together, let’s magnify the impact of our collective generosity. Your support can truly make a difference in the lives of those burdened by medical debt.

Let’s not merely talk about forgiveness; let’s demonstrate its power in action. Together, let’s make a tangible difference in our community. Your generosity and compassion are deeply appreciated. Thank you for standing with us in this crucial endeavor.

Campaign Support Recipients

Dallas County, Texas

Texas

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How Undue Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Who We Help

Debt Resources

You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequently Asked Questions

Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

Earn 4x or below the federal poverty level
Have medical debt that is 5 percent or more of their annual income.

We only buy debt that meets at least one of these criteria.

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.

Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

Undue Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.

About Undue

Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.