raised of $13,000 goal
Donate by Check
Campaign Created ByDave Barrera

Central Valley 1 For 100 Medical Debt Destroyer!

When has a TAX-DEDUCTIBLE donation done more for your community? NEVER! Your donation is multiplied by 100!!!

Central Valley 1 For 100 Medical Debt Destroyer strives to improve the lives of the hard-working members of Merced, Madera, and Fresno Counties. Our goal is to wipe out crippling medical debt so families can spend their money in our communities.

Our goal is to eliminate a total of $1.6M of medical debt in these counties. For every dollar donated, $100 of medical debt is erased. Our fundraising goal of $13,000 would clear ALL of this available medical debt. Debt Destroyed!!!

When families have overwhelming medical debt, they may be forced to forgo necessary medical treatment, leading to additional physical issues. They may also face unfavorable financial repercussions such as lawsuits, wage garnishment, bank account seizures, property liens, and bankruptcy. Addressing medical debt has become an urgent priority.

This fundraiser was started by Merced High and Fresno State alum Dave Barrera.  Born and raised in the Valley, he has seen firsthand how medical debt can impact family and friends.

“Medical debt can keep our families, friends, and neighbors from living a full life in the Central Valley.  I challenge all Merced High and Fresno State alumni to donate in the name of an educator who touched their lives.  I’ll be donating in the name of Herbert Cruikshank, my sixth-grade teacher at Hoover Junior High.  He instilled in us the importance of pushing ourselves to new heights.”

It is our belief that families should spend their hard-earned money in the communities they live in, not to some medical corporation. Your donation is completely tax deductible. Funds exclusively benefit families in Merced, Madera, and Fresno Counties. Become a Debt Destroyer today and make a difference in a neighbor’s life! Thank you for your support!

Campaign Support Recipients
Merced, Madera, and Fresno Counties, CA
  • Recent Donations
  • Donor Avatar
    Dave B. just donated $106
  • Donor Avatar
    Cynthia L. just donated $106
raised of $13,000 goal
Donate by Check
  • Recent Donations
  • Donor Avatar
    Dave B. just donated $106
  • Donor Avatar
    Cynthia L. just donated $106

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

110% Raised
$6,015,070.51 Goal
6% Raised
$10,000 Goal
Racine and Kenosha County, Wisconsin & Lake County, Illinois
Supporting: Kenosha County, Wisconsin, Racine County, Wisconsin, Lake County , Illinois, Indiana and Iowa
12% Raised
$21,000 Goal
Mt. Zion United Methodist Church
Forgiven to Forgive
Supporting: Pickens , South Carolina, Oconee , South Carolina and Greenville, South Carolina
Help us fundraise!
0% Raised
$10,000 Goal
John and Corrine Hamre
John and Corrine Hamre Wheat Harvest
Supporting: Kansas, Missouri, Nebraska, New Mexico, Oklahoma, Texas
Help us fundraise!

Ready to Launch Your Own Debt Relief Campaign?