Paid in Full Campaign

Join us in abolishing medical debt for families across the country!

$2,515.80
raised of $10,000 goal
25%
Donate by Check
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Campaign Created BySt. Martin-in-the-Fields Episcopal Church

Among Jesus’ last words on the cross were “It is finished.” That word Jesus spoke, tetelestai, means “paid in full.”

We worship a God who died on a cross to forgive us, and that same God calls us to forgive seventy times seven (in other words, too many times to count!).

Your generous support can make a significant impact in eradicating medical debt through RIP Medical Debt. Each dollar you contribute holds the potential to eliminate $100 of medical debt, leading to life-changing transformations and renewed hope. Please be assured that every donation made through this platform will be exclusively allocated to relieving the medical debt accessible to RIP Medical Debt.

So as part of your Lenten practice this year, join with us as we ease the burden of medical debt of our brothers, sisters, and siblings, and create a lasting, meaningful change!

Campaign Support Recipients
Nationwide
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$2,515.80
raised of $10,000 goal
25%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Valerie N. just donated $159
  • Donor Avatar
    Anonymous just donated $106
  • Donor Avatar
    St. Martin\'s just donated $1,000
  • Donor Avatar
    Carlissa P. just donated $106
  • Donor Avatar
    Mark J. just donated $32.10
  • Donor Avatar
    Christopher M. just donated $21.50
  • Donor Avatar
    Amanda A. just donated $128
  • Donor Avatar
    Laura And Kristi I. just donated $63.70

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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